The wealth of a nation is not only determined by its mineral or natural resources, but also in the intellectual resources or capacity of his people. Most third world nations overestimate their "tangible wealth" or natural resources that can be seen (crude oil, gold, diamond, bauxite) to name a few while losing sight of the "intangible wealth" ingrained in the intellectuals of his people. Every company thrives not only on their good financial returns or profit margin but also in the quality of values every employee contributes.
Trust is said to be a social capital, but trust can only be earned when an action or inaction has become consistent over a long period of time. Consistency is the building block of credibility and without credibility, it is difficult to succeed in any life endeavors. Consistency is the foundation of predictability when an action has become repetitive or consistent over a long period of time, it makes the outcome predictable.
Nothing robs a man of his colorful destiny than hoping someday things will get better without an intentional plan and strategic action. Hope has its place in the pursuit of any dream, but it should be kept in perspective.
No one gets healthy by hoping to be healthy, it takes a healthy diet and regular exercise to stay healthy. No one gets rich by hoping to be rich, it takes planning, investing, saving and strategies to be wealthy. Hope! A virtue we all share in common. The rich hope, the middle class, the poor, everyone hopes. But what is the missing link between hoping and accomplishment? Why would everyone hope for a better future and some have it while others don't?
At certain junctions in our life, it is ideal take a “pause” to do some self-inventory, to reflect and to ask ourselves those life tough questions: who am I? Where am I headed? Am I living life with purpose? Am I fulfilling my dreams and vision? Am I growing and developing? Am I wasting my time? Am I living to my fullest potential? A life without self-assessment is an accident going somewhere to happen; it’s only a matter of time. I believe there are no, there are only. Where you, someone has been there, someone else.
An average employee only earns 12 times in 365 days or 366 if it’s a leap year. Nothing cripples a man’s dream quicker than not having money to actualize his ideas. Most of life’s strife and contention have something to do with money. “Money answers all things,” says the Bible. Financial freedom is a personal pursuit everyone has to strive to accomplish.
You are not totally free until you are financially free. Freedom is not complete, until you are financially buoyant to pursue your dreams. You can make excuses and earn sympathy OR you can make money and earn admiration. The choice is always yours. You are facing a tough time. Every dreamer does. This time is not to be avoided but to be used to strengthen your resolve, to concretise your dream.
It's been 10 days that we usher in the new year with great excitement, joy, enthusiasm and celebration, 2018 is no longer in view, it is now a reality. Of the 365 days in the year, 9 days are gone never to return again. While some are still trying to get "themselves together" after the long holiday, some are already making the most of the year. As awkward as it may sound, the reality is, there is nothing new about the year, it's only a change of calendar. What will make the year new for you is the "New you" in the new calendar.
The masses love the lottery because deep down they believe it’s their only chance to get rich. The fact is, they’re probably right. Not because they’re not capable, but because they don’t have faith in their own abilities, and their belief about money limit their financial success. It is extremely difficult to create sustainable wealth with the hope that some set of numbers would be rolled in your favour. Sustained success is not a product of random chance, luck or any set of Power ball figures. It is always ideal and more profitable to have some set of entrepreneurial skill, vision and goal, so that if peradventure, your expected set of lucky numbers do come through, the fund can be used for a viable business that would afterwards create a substantial return.
Financial illiteracy is a ‘disease’ that has crippled dreams of many, unfortunately this knowledge is not often taught from corridors of academic institutions. Financial literacy is an habit, a lifestyle everyone must develop. We live in a society of instant gratification, the incessant urge to spend on consumables have eaten so many like a cankerworm that it would take years of training and discipline to break free from. Many would have to pass through the school of 'Hard Knocks' to really understand the need of being financially intelligent. It's disheartening today, that many incurred on themselves debts even to the point of being blacklisted, all in the bid to put up an appearance that they are financially successful. There is a clear difference between looking financially successful and being truly successful. It’s not in the look, it’s in your assets and investments.
Nothing crippled a man’s journey to success other than fear and doubt. As humans, we are all meant to have fear, fear of uncertainty and fear of the unknown, but if we are going to reach our fullest height, our zenith we shouldn’t give in to fear. Fear not well manage will hold you hostage keep you stagnated, and make you function or operate at the least of your competence level. Those who fall victims of fear are always having excuses at their slip. E.g. I don’t have enough resources, I wasn’t ready, It’s wasn’t my fault, it was raining, it wasn’t the right time, am too young, am too old, am black, am white, am coloured to name a few. Oprah Winfrey once said, Sexism is the greatest deterrent for sexism and racism.
People don’t just grow up to become fearful of taking action or attempting things outside their comfort zone, fear can be instilled by parents from childhood. Negative remarks like “You are good for nothing” you can’t ever get anything done right, you are naughty and that’s why always fail your exams, do you think money grows on trees, you are so dumb, to name a few. All of these condescending and negative remark sink into the child’s subconscious mind and this completely alter their expectations from life.
Ray Kroc once said, "Press on. Nothing in the world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent." Did you want to become an astronaut? Did you want to go to the moon? Did you want to play for the South Africa Cricket team? Did you want to have your own music band? Did you want to be a CEO of a large Multinational National Company? Did you want to climb Mount Everest? Did you want to be a world famous model? What was it? For a moment, suspend time and think of that thing you wanted. Without any fear. Yes, the skeptic in you wants to come out and berate you “Why waste time?” And I challenge you to do just that. Waste time in thinking about your wildest dream. Bring out that dream that you have relegated to the darkest recesses of your brain. If not now, then when? Give yourself permission to dream wild and then go after that dream!
Daniel Cole is an International Motivational Speaker, Inspirational writer, Columnist and a Published Authour.