An average employee only earns 12 times in 365 days or 366 if it’s a leap year. Nothing cripples a man’s dream quicker than not having money to actualize his ideas. Most of life’s strife and contention have something to do with money. “Money answers all things,” says the Bible. Financial freedom is a personal pursuit everyone has to strive to accomplish.
You are not totally free until you are financially free. Freedom is not complete, until you are financially buoyant to pursue your dreams. You can make excuses and earn sympathy OR you can make money and earn admiration. The choice is always yours. You are facing a tough time. Every dreamer does. This time is not to be avoided but to be used to strengthen your resolve, to concretise your dream.
There is no nobility in poverty. Bill Gate once said “If you are born poor it’s not your fault. But if you die poor it’s your fault.” To really live your dream, and reach your full potential, it requires some level of financial independence and stability. “Poverty is neither Black nor white, colored or Albino, male or female, straight or gay” Poverty is not a citizen of any nation, God didn’t create rich or poor people, he only creates people. Our choices, be it consciously or unconsciously shape our financial destiny. To live in financial freedom you first need to give up all excuses that have served as a deterrent to your financial success.
Jack Ma once said: Do not focus on earning money. Focus on the problem that you can solve for the world. Money will follow you as a bi-product.
Help people achieve what they want, and you will get what you want. It is simple. Do not push yourself towards money. Go and see how you can help and solve the problems of the world. Money will be pulled towards you. You do pay a price for Financial Freedom, but it is far lesser than the price you pay for a lifetime slavery. Work hard. Find multiple ways to earn and save and invest wisely. It will need effort. But that is no price compared to what you pay otherwise.
Below are some signposts to watch out for on your pathway to financial independence.
1. Never depend on government grant or financial aid to make you wealthy: True wealth is built not given. Nothing reduces human potential than complete dependency on a system that feed or supports them. Governmental grants are good, but there is a limit to how far you can go with it.
2. Never depend on formal education to make you wealthy: An average person would graduate from school without learning a bit on how to make money. Formal education is good, but financial education is better. Not every career needs a degree to make a success out of it. Education is meant to teach us how to think independently, not just getting us ready for the labour market.
3. Avoid debt at all cost: Nothing keeps a man in the poverty line other than debt. Debt is a burden, it takes away peace of mind, debt put you to work, but gives you little to enjoy for your labour. If you cannot discipline your appetite, the chances of you becoming wealthy are slim. When making any financial decision, be sure you are in your right state of mind. Emotions-driven decisions do have a dire consequences in the long run, don’t be manipulated by advert, be careful of impulse purchase. When desperate, you are not you. Getting in debt for what you eat, drink and wear is a sure path to poverty.
People’s inability to discipline their appetite often result in them taking quick, short term decisions with long term consequences. There are two kinds of debts, the “good” debt and the “bad” debt. When you get a loan to acquire things that appreciate in value, that’s good debt, but whatever you buy with borrowed money that depreciates in value is known as bad debt. Don’t be quick to take loan. Don’t be quick to purchase an item on contract, think it through. Discipline your appetite if you really want to be financially free. Let money work for you, not the other way round. Money is in some respects like fire; it is very excellent servant but a terrible master.
4. Persevere: There are some persons who are “born tired”; naturally lazy, and possessing no self-reliance and no perseverance. Remember the proverb of Solomon: “He becometh poor that dealeth with a slack hand; but the hand of the diligent maketh rich.” Perseverance is sometimes but another word for self-reliance. Until you can get to rely upon yourself, you need not expect to succeed. Winners never quit and quitters never win. When the roads are rough, hold your ground. Fortune always favors the brave. Oppositions and obstacles are there to test how bad you want a thing.
Daniel Cole is a Published Author, Columnist, member of The Institute of IT Professionals South Africa, International Motivational Speaker and Entrepreneur. To read more of Daniel Cole Publication kindly visit www.danielcole.co.za or send your feedback to email@example.com
Daniel Cole is an International Motivational Speaker, Inspirational writer, Columnist and a Published Authour.