The masses love the lottery because deep down they believe it’s their only chance to get rich. The fact is, they’re probably right. Not because they’re not capable, but because they don’t have faith in their own abilities, and their belief about money limit their financial success. It is extremely difficult to create sustainable wealth with the hope that some set of numbers would be rolled in your favour. Sustained success is not a product of random chance, luck or any set of Power ball figures. It is always ideal and more profitable to have some set of entrepreneurial skill, vision and goal, so that if peradventure, your expected set of lucky numbers do come through, the fund can be used for a viable business that would afterwards create a substantial return.
Financial illiteracy is a ‘disease’ that has crippled dreams of many, unfortunately this knowledge is not often taught from corridors of academic institutions. Financial literacy is an habit, a lifestyle everyone must develop. We live in a society of instant gratification, the incessant urge to spend on consumables have eaten so many like a cankerworm that it would take years of training and discipline to break free from. Many would have to pass through the school of 'Hard Knocks' to really understand the need of being financially intelligent. It's disheartening today, that many incurred on themselves debts even to the point of being blacklisted, all in the bid to put up an appearance that they are financially successful. There is a clear difference between looking financially successful and being truly successful. It’s not in the look, it’s in your assets and investments.
Nothing crippled a man’s journey to success other than fear and doubt. As humans, we are all meant to have fear, fear of uncertainty and fear of the unknown, but if we are going to reach our fullest height, our zenith we shouldn’t give in to fear. Fear not well manage will hold you hostage keep you stagnated, and make you function or operate at the least of your competence level. Those who fall victims of fear are always having excuses at their slip. E.g. I don’t have enough resources, I wasn’t ready, It’s wasn’t my fault, it was raining, it wasn’t the right time, am too young, am too old, am black, am white, am coloured to name a few. Oprah Winfrey once said, Sexism is the greatest deterrent for sexism and racism.
People don’t just grow up to become fearful of taking action or attempting things outside their comfort zone, fear can be instilled by parents from childhood. Negative remarks like “You are good for nothing” you can’t ever get anything done right, you are naughty and that’s why always fail your exams, do you think money grows on trees, you are so dumb, to name a few. All of these condescending and negative remark sink into the child’s subconscious mind and this completely alter their expectations from life.
Ray Kroc once said, "Press on. Nothing in the world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent." Did you want to become an astronaut? Did you want to go to the moon? Did you want to play for the South Africa Cricket team? Did you want to have your own music band? Did you want to be a CEO of a large Multinational National Company? Did you want to climb Mount Everest? Did you want to be a world famous model? What was it? For a moment, suspend time and think of that thing you wanted. Without any fear. Yes, the skeptic in you wants to come out and berate you “Why waste time?” And I challenge you to do just that. Waste time in thinking about your wildest dream. Bring out that dream that you have relegated to the darkest recesses of your brain. If not now, then when? Give yourself permission to dream wild and then go after that dream!
Les Brown once said, “Your goals are the road maps that guide you and show you what is possible for your life.” Goal-setting has been one of the major cornerstones to my own personal success journey. The ability to set and achieve a goal through systematic focus and accomplishment is the most powerful way to turn your dreams and visions into reality. People with clear, written goals, accomplish far more in a shorter period of time than people without them could ever imagine.
Throughout my life, I have encountered a lot of people who fail to buy into the idea of goal-setting. They insist that by simply having an idea in their head of where they’d like to end up, that they’ll be able to get there without a problem.
Have you ever taught a class, given a speech, write an article, attended an interview, made a sales presentation, defend a project or proposal, competed in an athletic event, acted in a play, given a concert, or performed any kind of job and then found yourself on the way home listening to that voice in your head telling you how you messed up, what you should have done differently, how you could have and should have done it better? I’m sure you have. And if you listen to that voice for very long, it can undermine your self confidence, lower your self-esteem, and even demoralize and eventually paralyze you.
Chet Holmes once said “Most people spend more time planning a vacation than they do planning a life.” Your ability to think, plan, and work hard in the short term and to discipline yourself to do what is right and necessary before you do what is fun and easy is the key to creating a wonderful future for yourself. Your ability to think long term is a developed skill. As you get better at it, you become more able to predict with increasing accuracy what is likely to happen in the future as the result of your actions in the present. This is a quality of the superior thinker. “Nobody arrives anywhere carelessly in life.” You are the captain of your ship and you are the architect of your fate. Plan today so you can play tomorrow.
Short-term gain can cause long-term pain. Always ask yourself what will make you happy over the long term. The most successful people are long-term thinkers. They look into the future as far as they can to determine the kind of people they want to become and the goals they want to achieve. They then come back to the present and determine the things that will have to do- or not do to– achieve their desired futures. This practice of long - term thinking applies to work, career, marriage, relationships, money and personal conduct.
Perhaps the most important word in long-term thinking is sacrifice. Superior people have the ability to throughout their lives make sacrifices in the short term, both large and small, so as to assure greater results and rewards in the long term.
You see this willingness to sacrifice in people who spend many hours and even years preparing, studying and upgrading their skills to make themselves more valuable so that they can have a better life in the future, rather than spending most of their time socializing and having fun in the present.
Be futuristic in your thinking. Have you been in an interview and you are being asked, where do you see yourself five years from now? Why this question, perhaps the company wants to know if they are recruiting someone with a sense of direction and purpose.
A butterfly is safe in its cocoon but it can never reach its full potential while staying there. Getting out of the cocoon is tedious, difficult and challenging but it is in the process of coming out the butterfly grows its wings. Change can be scary, change can be painful, but nothing is more painful than staying in a place when the season or opportunities is over. Its challenging launching out to the unknown, it sometimes requires a stretch and sacrifice, because naturally, we all have the tendency to assume the negative of what we don’t know.... Read More
Niklas Zennstrom once said “Surround yourself with smart, dedicated people – to build something isn’t a one-man show. It’s more important to have smart people who really believe in what you are doing than really experienced people who may not share your dream.” A man association will determine his destination. Anyone who is not adding to you will definitely be subtracting from you either emotionally, intellectually, materially or mentally.... Read More
Successful people understand how to live within their means and use loan as a leverage to expand their streams of income. Wealthy people avoid overspending by paying their future selves first. They save 20 percent of their net income and live on the remaining 80 percent. Among those who are struggling financially, almost all are living above their means.... Read More
Daniel Cole is an International Motivational Speaker, Inspirational writer, Columnist and a Published Authour.